"A bachelor's degree will cost Ohio State University senior Adrianne Dues about $32,000 in tuition, almost double what she would have paid five years ago. But the federal government won't loan her any more money than it loaned students in the class of 1992," The Columbus Dispatch reports. "A tweak of the system becomes effective [July 1], but it won't change how much undergraduates can take out: $23,000 for those whose parents claim them as dependents and $46,000 for those on their own. The new law changes the annual limits. It allows undergraduates to borrow an additional $875 their freshman year and an additional $1,000 as a sophomore. But the money is simply being reallocated from what they could have borrowed in their fifth year."