"Many college students in New Hampshire who already face the prospect of paying back thousands of dollars in school loans also are falling deep into credit card debt, according to a new study," the Associated Press reports. "The New Hampshire Higher Education Assistance Foundation checked records of nearly 31,000 students and former students who borrowed from the organization and found many are relying heavily on credit cards, and falling behind in paying the bills. 'The delinquency shows that they really don't know the consequences of what happens when they don't pay their credit card bills,' said research analyst Sarah Lowe. Consequences like lower credit ratings that could affect chances of renting an apartment, getting a job, getting another student loan or, after graduation, buying a home."