"A college education in Pennsylvania takes a major bite out of the income of the state's poorest families," the Associated Press reports. "Families making $20,000 or less must pay an average of 73 percent of their annual income for a dependent child to attend a state-owned university without loans and 37 percent with loans, the report to the State Board of Education said. Both figures reflect the net cost once state and federal grant aid is applied. For those same families, the cost for attending a community college at the lowest tuition rate amount to 37 percent without loans and 24 percent with loans."