"Tulsa Community College's leaders want students to be able to get education loans if they need them this fall, so they are switching from offering bank loans to offering federal government loans," the Tulsa World reports. "Many banks have stopped lending money to students because the loans are barely profitable or not at all, said Matt Short, TCC's director of financial aid. Banks continue to suffer from debtors who don't make mortgage payments. Many banks that have not dropped student loans have at least ended loans to community college students, Short said. Students pay less to go to TCC than to a public or private university, so banks make less money off those smaller loans. TCC students do not often default, in contrast with students at other community colleges, he said."