"Deep into this recession, we know that an increasing number of people can no longer pay their mortgages, their credit card balances or their car loans," writes Michelle Singletary in Washington Post. "Now throw into the mix the rising number of defaults on student loans ... Until there is a sustainable solution, there has to be a sea change in the view by many parents and students that college at any cost -- no matter how unaffordable -- is worth the years of financial burden and perhaps ruin."