"On one hand, the president is telling all young people that they should complete at least a year of college, but on the other, the interest rates charged to students and parents in the DL program are well above current market rates," writes Diane Auer Jones, president of Washington Campus, in the Chronicle of Higher Education. "The conversion to the DL program is yet another effort to collect money from one group (the students and parents who will pay the government very high interest rates in the DL program) to redistribute it to another (Pell recipients). Despite the fact that the Pell program is a worthy one, some might call this budgetary slight of hand yet another middle class tax."