What kind of need-based aid is available?

There are three kinds of federal need-based aid: grants, loans, and work-study.

The Federal grant programs:

• Federal Pell Grant, and
• Federal Supplemental Educational Opportunity Grant (FSEOG).

The Federal loan programs:

• Federal Perkins Loan,
• Federal Family Education Loan (FFEL), and
• William D. Ford Federal Direct Loan (also known as the Direct Loan).

The Federal work program:

• Federal Work-Study

To find out about all of these programs in detail, get a free copy of the U.S. Department of Education’s Student Guide. It is available on the web by clicking here or by calling 1-800-4FEDAID.