Reimagining Aid Design and Delivery (RADD)

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As lawmakers consider reauthorization of the Higher Education Act, there is sustained interest in creative solutions to address cost concerns and improve efficiency in the student aid programs. To that end, the Bill & Melinda Gates Foundation has provided grant assistance to organizations like NASFAA to work, first alone and then collaboratively, to present policy proposals through their "Reimagining Aid Design and Delivery" (RADD) project. NASFAA’s work in the first three phases of the RADD project is detailed below:

Phase 3

RADD Phase #3 CoverNASFAA on December 17, 2014 released a paper, written in partnership with two other policy organizations, on the issue of employer withholding in an Income-Based Repayment (IBR) system for federal student loans. The paper argues that automatically enrolling indebted students in IBR, and automating repayment through employer payroll withholding, could help to simplify the student loan system for students and radically reduce the number entering default. The organizations in this Phase 3 consortium included: NASFAA, New America, and Young Invincibles, with technical assistance from the Urban Institute and the U.S. Chamber of Commerce. Read the full report >> 

Phase 2 

radd2coverThrough a second Gates Foundation RADD project grant, NASFAA on March 20, 2014 released a paper, written in conjunction with four other policy organizations, calling on Congress to reform the overly complex repayment process for federal student loans by automatically enrolling Income RADDall new borrowers in a single income-based repayment (IBR) plan. The recommendations were presented at an event held the same day and hosted by the Committee for Economic Development. The organizations in the Phase 2 consortium included: NASFAA, HCM Strategists, Institute for Higher Education Policy, New America, and Young Invincibles. Read the full IBR RADD report and NASFAA's supplemental paper on income-contingent loan systems in other countries.

Phase 1 

As lawmakers consider reauthorization of the Higher Education Act, the student aid programs continue to face severe funding and efficiency problems. With grant assistance from the Bill & Melinda Gates Foundation through Phase 1 of their "Reimagining Aid Design and Delivery" (RADD) project, NASFAA in February 2013 released a policy brief examining the current systems of student aid with an eye towards reimagining how they could be improved in the future. The report included input, suggestions and feedback from NASFAA members across the nation and other members of the higher education community. 

Download NASFAA's RADD policy considerations >>  

 


Craig Munier, director of the Office of Scholarships and Financial Aid at the University of Nebraska – Lincoln and 2013-14 NASFAA national chair, discusses the work of the RADD Task Force at the 2013 NASFAA National Conference.