Federal Student Loan Changes Reshape Repayment Options

"Changes from the One Big Beautiful Bill Act (OBBBA) are taking effect this year as money is removed from student loan borrowers’ accounts who have not been actively paying or seeking alternative methods to pay back their loan balances," The Hilltop reports.

... "According to the National Association of Student Financial Aid Administrators, these changes will result in many institutional challenges. Students and parents may be forced to look into private lenders such as banks, credit unions, state agencies or a school to fund their education."

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Publication Date: 1/20/2026

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