Legal Notice, Disclaimer, and Terms of Use 

Access to and use of this World Wide Web site ("The National Association of Student Financial Aid Administrators Website") is provided subject to these terms and conditions. PLEASE READ THESE TERMS CAREFULLY AS USE OF THIS SITE CONSTITUTES ACCEPTANCE OF THESE TERMS AND CONDITIONS.

Content Use Policy and Use of Material On the National Association of Student Financial Aid Administrators Website 

The information, artwork, text, video, audio, or pictures (collectively, "Materials") contained on the National Association of Student Financial Aid Administrators Website are protected by copyright laws. You may only access and use the Materials for personal or educational purposes. You may not modify or use the Materials for any other purpose without the National Association of Student Financial Aid Administrators' express written consent. Except as provided below, you may not reproduce, republish, post, transmit or distribute any Materials on the National Association of Student Financial Aid Administrators Website.

You may print Materials on the National Association of Student Financial Aid Administrators Website for personal or educational purposes only, and you must include any copyright notice originally included with the Materials in all copies.

Any computer software downloadable or otherwise available from the National Association of Student Financial Aid Administrators Website is licensed subject to the terms of the applicable license agreement.

All media files on the National Association of Student Financial Aid Administrators Website are protected by copyright laws. You may not, under any circumstances, reproduce, record, publish, publicly exhibit, or distribute any media files made available on the National Association of Student Financial Aid Administrators Website without the National Association of Student Financial Aid Administrators' express written consent. You should not attempt to pass off any of the National Association of Student Financial Aid Administrators' content as your own work.

The Materials included on the National Association of Student Financial Aid Administrators Website have been compiled by National Association of Student Financial Aid Administrators from a variety of sources, and are subject to change without notice. Materials already in the public domain that you obtain from the National Association of Student Financial Aid Administrators Website are not copyrighted by NASFAA and may be redistributed without permission.

Any other copying, reproduction, publication or republication, modification, download, upload, posting, distribution, dissemination or transmission of the Content is prohibited and constitutes infringement and violation of the intellectual property and other rights of National Association of Student Financial Aid Administrators. Framing of the Content of this Website, redistribution of content in feeds, or similar dealing with the Content, without the express permission of National Association of Student Financial Aid Administrators is prohibited.

NASFAA’s copyright extends to any publication it issues in which a significant portion of the document is authored by a NASFAA staff member, a member of the Association on behalf of NASFAA, or another individual who produces the document in response to a NASFAA charge or which represents a NASFAA viewpoint. Permission must be requested in writing (email [email protected] or mail a request to NASFAA, 1801 Pennsylvania Avenue NW, Suite 850, Washington, DC 20006-3606, ATTN: Web Manager) for any reproduction of NASFAA copyrighted materials. All rights are reserved by NASFAA.
 
Depending upon the request and the requester, NASFAA may deny the reproduction, grant full reproduction permission, or grant a partial reproduction. When outside entities request to republish NASFAA-owned online content, NASFAA typically requires that users refrain from posting the content items in their entirety. Instead, we encourage these outside entities post the title of the content, a short abstract (100 words or less), and a link to the full content on NASFAA.org.
 
In cases where full reproduction is granted, users must credit NASFAA for the materials and send NASFAA a link to or hard copy of the reproduced materials. 

Comments Policy & Disclaimer 

NASFAA welcomes and encourages readers to comment and engage in respectful conversation about the content posted here. We value thoughtful, polite and concise comments that reflect a variety of views. Comments are not moderated by NASFAA but are reviewed periodically by staff. Users should not expect real-time responses from NASFAA to questions posed in comments. For specific regulatory questions, from members please use AskRegs; for questions related to student aid policy, please email [email protected]; for questions about news items email [email protected]; and to contact the webmaster, email [email protected].

Comments submitted to NASFAA.org are posted automatically and will include the user’s first name and last initial. NASFAA has the right to edit, move or delete any comment at any time to keep comment within the policy guidelines.

NASFAA reserves the right to edit and or remove any comments at our discretion which:

• Are insulting or personal in nature
• Are racist, sexist, homophobic, sexually explicit, abusive or otherwise objectionable
• Contain swear words or other language likely to offend
• Break the law, condone or encourage unlawful activity. This includes breach of copyright, defamation and contempt of court
• Advertise products and services for profit
• Are seen to impersonate someone else
• Are being repeatedly posted ("spam")
• Include contact details such as phone numbers, postal or e-mail addresses

You are legally liable for the content of your comments that you submit to this site. By submitting a comment to this website, you warrant that NASFAA is not responsible or liable of any of the content posted by you and you agree to indemnify us from any and all claims and liabilities (including legal fees) which could arise from your comments submitted to the site.

Sites Linked From the National Association of Student Financial Aid Administrators Website 

The sites linked from the National Association of Student Financial Aid Administrators Website are not under National Association of Student Financial Aid Administrators' control, and the National Association of Student Financial Aid Administrators does not assume any responsibility or liability for any communications or materials available at such linked sites. National Association of Student Financial Aid Administrators does not intend links on the National Association of Student Financial Aid Administrators Website to be referrals or endorsements of the linked entities, and are provided for convenience only.

Disclaimer of Warranty 

The services, information or data (collectively, "Information") made available at the National Association of Student Financial Aid Administrators Website are provided "AS IS," without warranties of any kind. The National Association of Student Financial Aid Administrators expressly disclaims any representations and warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose. The National Association of Student Financial Aid Administrators shall have absolutely no liability in connection with the services including without limitation, any liability for damage to your computer hardware, data, information, Materials and business resulting from the Information or the lack of information available on the National Association of Student Financial Aid Administrators Website. National Association of Student Financial Aid Administrators shall have no liability for:

1. any loss or injury caused, in whole or in part, by its actions, omissions, or negligence, or for contingencies beyond its control, in procuring, compiling, or delivering the Information;
2. any errors, omissions, or inaccuracies in the Information regardless of how caused, or delays or interruptions in delivery of the Information; or
3. any decision made or action taken or not taken in reliance upon the Information.

The National Association of Student Financial Aid Administrators makes no warranty, representation or guaranty as to the content, sequence, accuracy, timeliness or completeness of the Information or that the Information may be relied upon for any reason. The National Association of Student Financial Aid Administrators makes no warranty, representation or guaranty that the Information will be uninterrupted or error free or that any defects can be corrected.

Endorsements 

The National Association of Student Financial Aid Administrators does not endorse any specific commercial product mentioned on the National Association of Student Financial Aid Administrators Website or any commercial products linked to by this Website.

Licenses and Idea Submissions 

You agree to grant to the National Association of Student Financial Aid Administrators Website a non-exclusive, worldwide, royalty-free, perpetual license, with the right to sublicense, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products or services) you submit to public areas of the National Association of Student Financial Aid Administrators Website (such as discussion boards) by all means and in any media now known or hereafter developed. You hereby waive your moral rights in any such materials and information, and you hereby warrant that any such materials and information are original with you, or that you have the right to submit such materials and information. You agree that you shall have no recourse against the National Association of Student Financial Aid Administrators Website for any alleged or actual infringement or misappropriation of any proprietary right in your communication to us.

Registration and Password 

You are responsible for maintaining the confidentiality of your information and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify National Association of Student Financial Aid Administrators of any unauthorized use of your registration or password.

Specific Prohibited Uses 

The Website may be used only for lawful purposes. National Association of Student Financial Aid Administrators specifically prohibits any use of the Website, and all users agree not to use the Website, for any of the following:

• Posting incomplete, misleading, false or inaccurate information
• Deleting or revising any material posted by any other person or entity
• Using any device, software or routine to interfere or attempt to interfere with the proper working of this Website or any activity being conducted on this site.
• If you have a password allowing access to a non-public area of this Website, disclosing to or sharing your password with any third parties or using your password for any unauthorized purpose.

Limitation of Liability 

Under no circumstances shall the National Association of Student Financial Aid Administrators be liable for any losses or damages whatsoever, whether in contract, tort or otherwise, from the use of, or reliance on, the Information, or from the use of the Internet generally. This web site contains material related to the Federal Title IV, Title VII, and other student aid programs. While we believe that the information contained herein is accurate and factual, it has not been reviewed or approved by the U.S. Department of Education, the Department of Health & Human Services, or other entity, unless specifically so stated.

Other 

For purposes of this disclaimer notice, National Association of Student Financial Aid Administrators shall include the National Association of Student Financial Aid Administrators and its Affiliates, and their employees, and any third-party providers or sources of information or data.

Copyright and Trademark Notices 

Copyright (c) 2010-2013. National Association of Student Financial Aid Administrators and/or its licensors, all rights reserved. The National Association of Student Financial Aid Administrators, the National Association of Student Financial Aid Administrators logo, and NASFAA are service marks of the National Association of Student Financial Aid Administrators.