Fresh Start Web Center
The Biden administration's "Fresh Start" initiative aims to provide a pathway for delinquent and defaulted borrowers to reenter repayment in good standing. NASFAA has compiled the following resources for members and will continue to update this page as more guidance becomes available.
Today’s News & "Off the Cuff" Coverage
- OTC AskRegs Experts: Congress Tackle Student Loan Reform and Updates to Operation Fresh Start
- OTC Inside the Beltway: What to Know About Operation ‘Fresh Start’
- White House Extends Student Loan Payment Pause Through August, Pledging to Give Borrowers ‘Fresh Start’ on Repayment
- Questions Surround the Apparent Launch of Operation ‘Fresh Start’
- ED Announces Implementation Efforts Surrounding ‘Fresh Start’ Initiative
Training & Regulatory Resources for NASFAA Members
- On Demand Webinar: Fresh Start and Debt Cancellation: What You Need To Know
Not a NASFAA member? Join now to access these resources.
External Resources
- FSA Fact Sheet: A Fresh Start for Borrowers with Federal Student Loans in Default
- Dear Colleague Letter: (GEN-22-13) Federal Student Aid Eligibility for Borrowers with Defaulted Loans
Publication Date: 9/23/2022
Related Content
Which Loans Are Eligible For Fresh Start?
For Fresh Start, Do We Need an NSLDS Screenshot For Each Loan?
Are Direct Loans That Defaulted On Or After March 13, 2020 Eligible For Fresh Start?
Under Fresh Start, Are Collection Costs Or Interest Adjusted For the Period Of Default?
Does Fresh Start Change How Aggregate Loan Limits Are Calculated?
How Does the Fresh Start Initiative Affect Non-Defaulted Delinquent Borrowers?
Does Fresh Start Apply To Defaulted Borrowers Who Are Now In Active Bankruptcy?
Can Schools Award Title IV Aid Before Obtaining a Fresh Start Acknowledgment?
How Does a Borrower Make a Payment Arrangement Under the Fresh Start Initiative?
Can the Fresh Start Acknowledgment Be Signed and Submitted Electronically?
How Will Fresh Start Impact a School's Cohort Default Rate?
Are Title IV Loan Or Grant Overpayments Covered Under Fresh Start?
When Does the Fresh Start Period Begin?
Are Schools Required To Award and Disburse Aid To Fresh Start-Eligible Students?
Must Schools Review Previous ISIRs To Determine a Student's Fresh Start Eligibility?
What Happens When a Fresh Start-Eligible Borrower Re-Enters Default?
Are Parent PLUS Borrowers Eligible For Fresh Start?
How Will Students Know They Are Eligible For Fresh Start?
What Constitutes a "Payment Arrangement" Under Fresh Start?
Protecting Borrowers & Advancing Equity
Recommendations for Student Loan Default
What Should the School Do When It Receives a Fresh Start Letter For a Student?
The Student Loan Servicing System Borrowers Need
New Report Provides Insight Into ED’s Plan to Restart Student Loan Payments
What Will Students' Status Be When They Resume Loan Repayment After the Payment Pause Ends?
National Cohort Default Rate Drops Amid Pandemic Payment Pause
Pressure Mounting to Extend Loan Repayment Pause
Your Thoughts: Cohort Default Rates Don't Tell the Whole Story
National Student Loan Cohort Default Rate Continues to Drop
Democrats Call on ED to Issue Updated Guidance to Stop Wage Garnishment of Defaulted Borrowers
Lawmakers Push Relief From Withheld Tax Refunds for More Student Borrowers During COVID-19 Outbreak
ED Halts Collections on Defaulted Student Loans Due to COVID-19
Changes to Cohort Default Rate Metric Can Avoid Forbearance Abuse, Fact Sheet Claims
Despite High Default Rates, Federal Student Loans Grant Access to Higher Education, Report Claims
Analysis of New Federal Data Shows 'Crisis-Level' Default Rates for Black Student Loan Borrowers
TICAS: Policymakers Should Change How Student Loan Defaults Are Measured
Economists Gather to Debate Student Loan Limits
National Student Loan Cohort Default Rate Continues to Drop
Comment Request; Guaranty Agency Financial Report
Report: Most Who Default on Student Loans Live Close to Poverty, Dropped Out of School
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