Fresh Start Web Center
The Biden administration's "Fresh Start" initiative aims to provide a pathway for delinquent and defaulted borrowers to reenter repayment in good standing. NASFAA has compiled the following resources for members and will continue to update this page as more guidance becomes available.
Today’s News Coverage
- White House Extends Student Loan Payment Pause Through August, Pledging to Give Borrowers ‘Fresh Start’ on Repayment
- Questions Surround the Apparent Launch of Operation ‘Fresh Start’
- ED Announces Implementation Efforts Surrounding ‘Fresh Start’ Initiative
Training & Regulatory Resources for NASFAA Members
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External Resources
- FSA Fact Sheet: A Fresh Start for Borrowers with Federal Student Loans in Default
- Dear Colleague Letter: (GEN-22-13) Federal Student Aid Eligibility for Borrowers with Defaulted Loans
Publication Date: 10/1/2024
Related Content
For the Return-To-School Option, What Must Happen To Qualify For Fresh Start By October 2, 2024?
Why Are Fresh Start-Eligible Borrowers Receiving a Loan Status Code Of "DX" Dated August 3, 2022?
Is There a Fresh Start Fact Sheet For Confined or Incarcerated Individuals?
If We Cleared a Student For Fresh Start In 2022-23, Do We Need To Document It Again For 2023-24?
Are the Fresh Start Acknowledgment and Screenshots Required When the Loan Is In Forbearance?
Which Loans Are Eligible For Fresh Start?
For Fresh Start, Do We Need an NSLDS Screenshot For Each Loan?
Are Direct Loans That Defaulted On Or After March 13, 2020 Eligible For Fresh Start?
Under Fresh Start, Are Collection Costs Or Interest Adjusted For the Period Of Default?
Does Fresh Start Change How Aggregate Loan Limits Are Calculated?
How Does the Fresh Start Initiative Affect Non-Defaulted Delinquent Borrowers?
Does Fresh Start Apply To Defaulted Borrowers Who Are Now In Active Bankruptcy?
Can Schools Award Title IV Aid Before Obtaining a Fresh Start Acknowledgment?
How Does a Borrower Make a Payment Arrangement Under the Fresh Start Initiative?
Can the Fresh Start Acknowledgment Be Signed and Submitted Electronically?
How Will Fresh Start Impact a School's Cohort Default Rate?
Are Title IV Loan Or Grant Overpayments Covered Under Fresh Start?
When Does the Fresh Start Period Begin and End?
Are Schools Required To Award and Disburse Aid To Fresh Start-Eligible Students?
Must Schools Review Previous ISIRs To Determine a Student's Fresh Start Eligibility?
What Happens When a Fresh Start-Eligible Borrower Re-Enters Default?
Are Parent PLUS Borrowers Eligible For Fresh Start?
How Will Students Know They Are Eligible For Fresh Start?
What Constitutes a "Payment Arrangement" Under Fresh Start?
Protecting Borrowers & Advancing Equity
Recommendations for Student Loan Default
What Should the School Do When It Receives a Fresh Start Letter For a Student?
The Student Loan Servicing System Borrowers Need
New Report Provides Insight Into ED’s Plan to Restart Student Loan Payments
What Will Students' Status Be When They Resume Loan Repayment After the Payment Pause Ends?
National Cohort Default Rate Drops Amid Pandemic Payment Pause
Pressure Mounting to Extend Loan Repayment Pause
Your Thoughts: Cohort Default Rates Don't Tell the Whole Story
National Student Loan Cohort Default Rate Continues to Drop
Democrats Call on ED to Issue Updated Guidance to Stop Wage Garnishment of Defaulted Borrowers
Lawmakers Push Relief From Withheld Tax Refunds for More Student Borrowers During COVID-19 Outbreak
ED Halts Collections on Defaulted Student Loans Due to COVID-19
Changes to Cohort Default Rate Metric Can Avoid Forbearance Abuse, Fact Sheet Claims
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