The Biden administration's "Fresh Start" initiative aims to provide a pathway for delinquent and defaulted borrowers to reenter repayment in good standing. NASFAA has compiled the following resources for members and will continue to update this page as more guidance becomes available.
Publication Date: 10/1/2024
Understanding Cohort Default Rates
Off the Cuff - Episode 372 Transcript
Making Sense of the New Cohort Default Rate
Cohort Default Rate Web Center
ED and Treasury Launch Support Center for Defaulted Borrowers
Today's News for October 1, 2026
New FSA Data Shows Increase in Institutional Nonpayment Rate, Borrowers in Default
Today's News for September 25, 2026
Cohort Default Rates Expected to Rise for First Time Since Pre-Pandemic Era
Today's News for September 18, 2026
Today's News for September 4, 2026
Bonamici Reintroduces Bill to Prevent Student Loan Borrower Default
ED Announces New Initiative Aimed at Supporting Institutions With Student Loan Default
Sanders Introduces Bill to Shield Social Security Checks From Student Loan Garnishment
Today's News for August 18, 2026
New FSA Data Shows 1.3 Million Uptick in Defaulted Borrowers
Lawmakers Call on ED to Address Borrower Default and Delinquency Rates
ED Releases Updated Data on Nonpayment Rates by Institution, Warns of High Cohort Default Rates
Cohort Default Rates Remain Unchanged, Reflecting Student Loan Payment Pause
ED Announces Forthcoming Resumption of Defaulted Loan Collections
Biden Administration Releases Policy Memo on Efforts to Prevent Student Loan Default
Protecting Borrowers & Advancing Equity
Recommendations for Student Loan Default
The Student Loan Servicing System Borrowers Need
New Report Provides Insight Into ED’s Plan to Restart Student Loan Payments
National Cohort Default Rate Drops Amid Pandemic Payment Pause
Pressure Mounting to Extend Loan Repayment Pause
Your Thoughts: Cohort Default Rates Don't Tell the Whole Story
National Student Loan Cohort Default Rate Continues to Drop
Democrats Call on ED to Issue Updated Guidance to Stop Wage Garnishment of Defaulted Borrowers
Lawmakers Push Relief From Withheld Tax Refunds for More Student Borrowers During COVID-19 Outbreak
ED Halts Collections on Defaulted Student Loans Due to COVID-19
Changes to Cohort Default Rate Metric Can Avoid Forbearance Abuse, Fact Sheet Claims
Despite High Default Rates, Federal Student Loans Grant Access to Higher Education, Report Claims
Analysis of New Federal Data Shows 'Crisis-Level' Default Rates for Black Student Loan Borrowers
TICAS: Policymakers Should Change How Student Loan Defaults Are Measured
Economists Gather to Debate Student Loan Limits
National Student Loan Cohort Default Rate Continues to Drop
Report: Most Who Default on Student Loans Live Close to Poverty, Dropped Out of School
NASFAA Letter on Racial Disparities 2019
12-20: Federal Student Aid Posts New Reports to FSA Data Center
Higher Education Experts Delve Into Student Loan Default Policies
Senate Democrats Press DeVos for More Information on Loan Servicer Contracts
Study: Standard Option for Student Loan Repayment Sets Borrowers Up for Failure
How to Get Student Loan Repayment Rates Right for Accountability
New ED Data Show National Student Loan Cohort Default Rate Drops 6 Percent
