Ten Key Messages for Financial Aid Awareness Month
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Financial aid makes college affordable.
Explore your options — grants, scholarships, loans, and work-study — to help pay for your education.
Financial aid is not just for low-income students.
Many students from middle-income and high-income families also qualify for financial assistance.
Complete the FAFSA.
It is faster and easier than ever to fill out, with most students and families completing it in less than 15 minutes.
Navigate the FAFSA with financial aid counselors.
Colleges and universities provide help and resources to help students understand the process, including how to apply for federal student loans.
Plan ahead for financial aid.
Different schools may have different deadlines, so research all available options.
Finance your future.
In addition to grants and scholarships, which do not need to be repaid, loan programs can help students and families finance their education.
Understand your funding options.
Grants and scholarships are free money; loans must be repaid with interest. Compare federal and private loan options carefully.
Financial aid covers more than tuition.
It can be used for books, housing, transportation, and other essential college expenses, which can also be covered by student loans.
College is an investment in your future.
Weigh the costs of borrowing against the potential long-term benefits of a college degree.
Get help with financial aid and loan repayment planning.
Your counselor, college financial aid office, and online resources can help you make informed decisions.
Analyze your financial aid offers carefully.
Understand the mix of grants, scholarships, loans, and net costs.
